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Delta SkyMiles® Gold Amex: Worth the $150 Fee?
This card offers flight benefits that might just justify the £150 annual fee. But is it the travel companion you need?
The Quick Version
The Delta SkyMiles® Gold American Express Card is designed for frequent Delta flyers who can maximize the travel perks. With a £150 annual fee, the card offers 2x miles on Delta purchases and dining, but the high regular APR of 21.49%-30.49% could be a dealbreaker if you carry a balance.
Rates shown are representative. Your actual rate depends on your credit profile. This is not financial advice.
Delta SkyMiles Gold American Express Card
Delta SkyMiles® Gold American Express Card offers solid travel perks for frequent Delta flyers.
Delta SkyMiles Gold American Express Card
Fees & Rates
The card carries an annual fee of £150, waived for the first year. You'll earn 2x miles on Delta purchases and restaurants, and 1x miles on everything else. The APR ranges from 21.49% to 30.49%, according to American Express. A significant point to consider is the foreign transaction fee, which is none, making it suitable for international travel.
What's Actually Good
Where this card shines is in its travel perks. You get a free checked bag on Delta flights, which can save you up to £60 on a round trip for you and up to eight companions. The card also offers priority boarding, ensuring you get overhead bin space. Plus, you can earn a £100 Delta flight credit after spending £10,000 in a calendar year.
The Catch
The biggest drawback? That hefty APR. If you don't pay your balance in full each month, interest charges will quickly outweigh the benefits. Also, while the miles earning rate is decent, other cards like the Chase Sapphire Preferred offer higher points on travel and dining, potentially giving you more bang for your buck.
This Card Is For You If...
This card is ideal for frequent Delta flyers who can make the most of the airline's perks and benefits. If your credit score is good to excellent (670+), and you pay off your balance monthly, you'll likely get the most value. It's less appealing for those who don't travel often or carry a balance.
The Bottom Line
If you're a loyal Delta customer who travels often and values airline perks, the Delta SkyMiles® Gold American Express Card can be a worthy addition to your wallet. However, if you want broader travel rewards, consider alternatives like the Chase Sapphire Preferred. For more travel-focused options, check out the Marriott Bonvoy Boundless®: The Hotel Lover's Card.
