What's wrong with this listing?
✓ Thanks, we'll review this.
Chase Freedom Rise® Credit Card
The Chase Freedom Rise® is a solid choice for individuals looking to build their credit while earning cash back on every purchase. Its lack of an annual fee makes it especially appealing for those just starting out.
The Chase Freedom Rise® is a solid choice for individuals looking to build their credit while earning cash back on every purchase. Its lack of an annual fee makes it especially appealing for those just starting out.
Card details
Pros
- ✓ 1.5% cash back on all purchases
- ✓ No annual fee
- ✓ Reports to all three credit bureaus
- ✓ Great for credit building
- ✓ Automatic payment bonus
Cons
- ✗ No sign-up bonus
- ✗ High APR range (24.49%-31.49%)
- ✗ Limited to those with building credit
- ✗ Requires a Chase checking or savings account for better approval odds
- ✗ Cash back rewards are modest compared to some alternatives
🎯 Best For: This card is best suited for new credit users and students looking to establish a credit history while earning cash back.
⚠️ Watch Out: Be mindful of the high variable APR if you plan to carry a balance.
We may receive a referral fee when you apply through our links.
Expert Review
The Chase Freedom Rise® Credit Card is designed specifically for individuals who are new to credit or looking to establish a credit history. With a cash back rate of 1.5% on all purchases and no annual fee, it provides a straightforward way to earn rewards while building your financial profile. One of the major advantages of this card is its reporting to all three major credit bureaus, which is essential for those looking to improve their credit score.
However, the card does not offer a sign-up bonus, which can be a drawback for some users. Additionally, the APR ranges from 24.49% to 31.49%, which is relatively high compared to other credit cards, making it less ideal for those who may carry a balance. To increase approval chances, having a Chase checking or savings account is beneficial, which might not be convenient for everyone.
Overall, while the Chase Freedom Rise® is a solid introductory card, more seasoned users may find better cash back options with higher rewards potential elsewhere.
You might also like
Bank of America® Customized Cash Rewards Card
3% in category of choice, 2% grocery, 1% all else
Related Articles
From Around the Network
Loans
Finding the Right Personal Loan: Best Picks for Quick Approval
In April, speed is crucial for personal loans. Discover the fastest approval options and the best rates available.
Loans
Top Personal Loans in April: Compare Rates and Features
Discover the best personal loans this April. From low APR options to fast approvals, find the right fit for your financial needs.
Loans
Smart Car Finance: Top Picks for Every Need This April
Looking to finance your next car? Explore our top auto loan picks, from budget-friendly options to premium choices.